Frequently Asked

GK Fincorp provides short-term working capital to finance companies, MutuFinance businesses, and finance consultants in Visakhapatnam and Andhra Pradesh. When your business needs capital quickly — for a gold loan takeover, a short-term liquidity gap, or a large disbursement — we step in and provide the funds, typically the same day.

We work with registered MutuFinance companies, NBFC branch offices, finance consultants, and DSAs (Direct Sales Agents) in the gold loan and personal finance space. If you are a finance business that occasionally needs short-term capital to serve your customers, we are the right partner for you.

Our standard rate is ₹300 per ₹1,00,000 per day. This means for every lakh of capital you borrow, you pay ₹300 per day. There are no processing fees, no documentation charges, and no hidden costs. The rate may vary slightly for specific arrangements — contact us to discuss.

We typically work with amounts starting from ₹1 lakh. The upper limit depends on the arrangement and your track record with us. Long-term partners often have access to larger amounts. Contact us to discuss your specific requirement.

No. There is no fixed EMI or rigid tenure. You return the capital when your cash flow allows — whether that is 5 days or 30 days. Interest accrues daily, so you only pay for the exact number of days you hold the capital.

In most cases, same day. Once we agree on the terms and complete the basic documentation, funds are transferred within a few hours. We understand that finance opportunities do not wait, so neither do we.

For first-time partners, we require basic KYC documents (Aadhaar, PAN), proof of business registration, and a signed agreement. For repeat partners, the process is even faster since documentation is already on file.

Currently, our primary area of operation is Visakhapatnam and the surrounding districts in Andhra Pradesh. We are open to discussions with finance businesses from other parts of Andhra Pradesh — reach out and we will let you know if we can help.

We work on the basis of a signed agreement and business trust built over time. For first-time partners, we may discuss additional comfort measures on a case-by-case basis. We prefer long-term relationships over one-time transactions.

Absolutely. We operate with complete discretion. Your business dealings, transaction amounts, and partner information are never shared with third parties. Confidentiality is a core part of how we work.

Yes. While working capital support for specific business deals is a common use case, we support any short-term working capital need — a large disbursement, a liquidity gap between collections, or bridging capital for a time-sensitive opportunity. Tell us your requirement and we will assess it.

Interest continues to accrue daily until repayment. There is no penalty rate for extended periods — the same rate applies throughout. We do ask that you keep us informed if the timeline changes, so we can plan accordingly.

Simply WhatsApp us or call us. We will have a conversation about your requirement, assess the fit, and if everything aligns, we move to documentation and disbursement — often the same day.

Yes, GK Fincorp operates as a registered business entity. We are happy to share our registration details during the onboarding process. We operate transparently and professionally at all times.